Predicai Shield™
The “Is It Real?” Checklist
Post this near your computer or phone. If something feels off, pause and check this list.
1. The Urgency Check
Does the message demand immediate action? (“Account Suspended,” “Grandson in Jail”).
Real emergencies are not solved with gift cards or wire transfers.
Real emergencies are not solved with gift cards or wire transfers.
2. The 90-Second Rule
AI relies on speed and fear. Humans rely on logic.
Hang up. Wait 90 seconds. Breathe. Then call the known number.
Hang up. Wait 90 seconds. Breathe. Then call the known number.
3. The Link Rule
Does the link look odd? (e.g., bit.ly, w-mt.co).
Legitimate banks and services rarely use generic link shorteners.
Legitimate banks and services rarely use generic link shorteners.
4. The Voice Verification Rule
Does it sound like a loved one? Modern tools can create convincing voice clones from very short clips.
You can no longer trust your ears alone. You must verify.
You can no longer trust your ears alone. You must verify.
5. The Safe Word Check
If a family member calls in distress, ask for the Family Safe Word immediately.
If they can’t give it: hang up and verify independently.
If they can’t give it: hang up and verify independently.
Report. Verify. Protect.
Still not sure? Go to Predicai.ai and use Shield Check™ to scan the text for risk signals and get a plain-English explanation.
Evidence note: In a controlled study of explainable SMS phishing detection, people improved from 71.2%
accuracy to 92.8% after reading LLM-generated explanations; older adults reached 94.2%.1
✂️ Cut along the dotted border for Wallet Cards ✂️
Predicai Shield™
Counter-AI Card
If a caller claims I am hurt, arrested, or taken:
SAFE WORD: _________________
Pick something not on social media and not a pet name.
Verification Steps
Before You Panic
- Hang up. Break the connection.
- Wait 90 Seconds. Break the urgency.
- If Text: Do not click. Go to app.
- If Call: Ask for Safe Word.
- Verify. Call their known number.